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Plain-English guides to pay, CPF and money in Singapore, with real numbers from our calculators.

17 October 2026 · 3 min read

What “++” Really Costs in Singapore: Service Charge Plus GST

A ++ price adds 10% service charge and 9% GST, charged on the service charge too. S$100 on the menu becomes S$119.90. Examples and how to split the bill.

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16 October 2026 · 4 min read

CPF on Your Bonus: How the Additional Wage Ceiling Works (2026)

CPF on bonuses is capped at S$102,000 minus your ordinary wages for the year. Worked examples of how much of a bonus goes to CPF, and why high earners lose less of it.

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